PRO Hardware Insurance Programs
Choose one of the following...
PRO Hardware Business Insurance 
The PRO Hardware Business Insurance Program provides a wide array of coverages to meet the insurance needs of the Pro Hardware retailers. The property and liability program will provide building, contents, loss of income and liability coverages for the retailers at discounted group rates. Average rate discounts will vary by state. Coverages available will include:
- Package
- Property:
- Buildings
- Contents
- Loss of Income
- Liability: $1,000,000 Limit
- Business Automobile
- Workers Compensation
- Equipment Floater
- Umbrella Liability
Specially designed coverages for PRO Hardware stores have been included such as "Pollution Clean-Up", "Sewer/Drain Backup", and "100% Peak Season" coverage. In addition, Flood and earthquake coverages are automatically included with a $25,000 limit with higher limits available.
The PRO Hardware Business Insurance Program will respond to all your Property, Liability, Automobile, Workers Compensation, and Umbrella Liability needs under the broadest terms. In addition, premiums may be paid in monthly installments.
PRO Hardware Group Health Insurance
The Group Health Insurance Program provides essential life and health benefits to the owner
and employees at competitive group rates. This protection offers the advantage of a life
insurance program that provides security to employees and their families, and valuable
coverage for medical expenses.
Plan Design Options:
- Indemnity Medical Plan
- Preferred Provider Organization (PPO)
- Preferred Hospital Network
- Scheduled Network
Major Medical - $2,000,000 Lifetime Maximum
Life Insurance - $15,000 Limit
Deductibles - $200, $250, $300, $500, $1000, $2500
Coinsurance - 50%, 80%, 90%, 100%
Supplemental Accident - $1000
Prescription Drug Card
Dental
Disability
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